Tuesday, September 13, 2011

Prosecute those behind LBC Bank closure

LBC Bank, a bank owned by the Aranetas, is the third bank to have closed during the administration of President Aquino. The Bangko Sentral says they decided to close the bank since its obligations have exceeded its assets. Despite efforts to save the bank from insolvency, the Central Bank (CB) says the bank continued hemorrhaging. There's no other recourse but to close it.


The Philippine Deposit Insurance Corporation (PDIC) meanwhile, assured the 500,000 depositors of the bank that there is sufficient funds to cover their deposits. PDIC claims that it would use its 61 billion peso fund to cover their deposits.

Data from the Bangko Sentral ng Pilipinas showed that as of June 30, 2011, LBC Bank had estimated total deposit liabilities of P6.09 billion, comprising one tenth of one percent of the total deposits of the Philippine banking system.
Insured deposits amounted to P3.73 billion.
Total number of accounts reached 321,516, of which 99.4 percent were fully covered by deposit insurance.

Juan Gregorio Araneta reportedly owns LBC bank, including Manuel Allende. The question that remains--will the Bangko Sentral investigate these bank executives? 


Obviously, there will be no such probe and no liabilities. This is the problem.


Government should look deeper and investigate reasons behind the bank's closure. Who is the one responsible for the bank's humongous responsibilities? The Bangko Sentral and LBC bank owe the public an explanation. 


Who has a big loan obligation with the bank? How many secured loans prior to its receivership? It is time to really investigate the actions of bank executives behind ailing banks so that this will not happen again. 



6 comments:

  1. the aranetas should do something to save their name. nakakahiya sila. perang pinaghirapan ng tao e aanabin pa. please have mercy naman po. walang kalaban laban ang mga depositors ninyo. talo pa ninyo ang mga mandarambong.

    ReplyDelete
  2. help please aranetas. maawa naman kayo. kawawa naman ng depositors ninyo. robbery in broad daylight ang ngyari.

    ReplyDelete
  3. I am a victim of this bank. Nagtiwala ako sa pangalan ng LBC pero lolokohin lng pala ako.

    Nailagay ko lahat ng pera q d2 at ngaun insured deposit lng ang makukuha.

    Sana makonsensya ang mga Araneta at isauli nila ang perang pinaghirapan ng mga depositors tulad ko

    Nanawagan din ako na iwasan tangkilikin ang may tatak na LBC habang wala silang planong ayusin ang ginawa nilang kalokohan

    ReplyDelete
  4. the aranetas are holy cows in the phils. no one can cow them

    ReplyDelete
  5. matuwid na pagnanakaw. matuwid na panloloko.
    yan ang baluktot na daan

    ReplyDelete
  6. you should look into this again. the aranetas have been flaunting their wealth even after the banks closure. all their kids have new houses in forbes park. is that depositors money being used?

    ReplyDelete

Thank you very much for reading my blog. You inspired me. But if you intend to put your name "anonymous", better not comment at all. Thanks!